父母看病能买什么保险吗？

blue shield

我父母来玩是在国内买好的保险，可以直接在这边使用的。

Frankhappens 发表于 2017-1-10 04:46
我父母来玩是在国内买好的保险，可以直接在这边使用的。

你看请楼主的问题了么?
你买的保险保非意外医疗bill么?

有同学在这边生孩子，父母明年准备过来看望，可以专门买这种，Atlas Travel

KoveYan 发表于 2017-1-11 08:14
有同学在这边生孩子，父母明年准备过来看望，可以专门买这种，Atlas Travel

Atlas Travel Insurance，https://www.insubuy.com/atlas/travel-medical-insurance/?deductible=250&from=singlemessage&isappinstalled=0

Frankhappens 发表于 2017-1-9 15:46
我父母来玩是在国内买好的保险，可以直接在这边使用的。

那是什么保险公司的....

虽然楼主的想法我能够理解，但是不觉得这么做有违保险公司的赚钱模式，等于让保险公司当了一回福利机构？他们赚钱不就是建立在你交了保费却不生病？最好仔细研究一下他们的责任豁免条文。了解的几个来美国看病的都是自费的，国内已有的保险的也都不能cover。

mark一下，要不要找个华人公司问下，不过感觉b2身份应该没那么容易搞到你要的保险

KoveYan 发表于 2017-1-11 08:16
Atlas Travel Insurance，https://www.insubuy.com/atlas/travel-medical-insurance/?deductible=250&fro ...

Atlas policy does not cover pre-existing conditions, except charges resulting directly from an Acute
Onset of Pre-existing Condition subject to the limits set forth in the Schedule of Benefits and Limits.
Pre-existing Condition means any
(1) condition for which medical advice, diagnosis, care, or treatment (includes receiving
services and supplies, consultations, diagnostic tests or prescription medicines) was
recommended or received during the 2 years immediately preceding the certificate effective
date;
(2) condition that had manifested itself in such a manner that would have caused a
reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes
receiving services and supplies, consultations, diagnostic tests or prescription medicines)
within the 2 years immediately preceding the certificate effective date;
(3) injury, illness, sickness, disease, or other physical, medical, mental, or nervous
conditions, disorder or ailment (whether known or unknown) that, with reasonable medical
certainty, existed at the time of application or within the 2 years immediately preceding the
certificate effective date. For the purposes of the Complications of Pregnancy coverage
offered hereunder, pregnancy will not be included within the definition of a pre-existing
condition.