爸妈来美国探亲，买什么保险比较好？

爸妈计划来美国探亲，一些我在考虑的方面包括医疗保险，特别是长期逗留的探亲者是否有更适合的医疗保险计划？


我也担心行李和财产的安全。是否有保险可以在行李遗失或财产受损时提供保障？

If you are looking for medical coverage insurance in USA go with any plan that has "CASHLESS" method, meaning in case of an medical emergency the person need not pay for any medical bills upfront to the hospital.  After going through a stressful hospitalization, one thing that the insured would expect is no hassle in hospital bills settlement and all the bills get settled directly between the insurance company and the networked hospital. - This is IMPORTANT especially in USA as the medical is already expensive here. So, you might have to pay a little extra in premium but select any plan that has Cashless option.

Cashless insurance policy provides the advantage of immediate access to healthcare needs without worrying about the payment of hospital bills and treatment costs.

"Travel Insured International" or "IMG Global" has several different plans with different companies. I have personally used this and didn't come across any issues. Also in terms of pricing and authenticity this is a good option. They also have many different plans that include Medical coverage + trip cancellation + travel insurance for flight delays + baggage loss + accident + medical emergency + covid-19 coverage.

I hope this information was useful!  :)