几万块现金当前市场做什么投资？

RT 我知道Robinhood 有4% 的利率。钱刚从RH转出来。看CD 和Treasure bills 都比4要高。虽然只高有0.几的。但蚊子再小也是肉。求问现在适合all in CD 或者国债吗？还有什么值得投资的？十分感谢。

Treasury bill +1

虚拟币将归零

zhouxm 发表于 2023-1-13 07:04
几万块建议先买一万ibond，至少guaranteed6.8%收益率嘛。要是有人可以gift再买一万gift也可以。

ibond不是每半年更新一下利率吗？6.8%只保半年吗？这个要是不到一年就取出来是不是罚利息，二级市场可以交易吗

可以all in虚拟币搏一把。比特币处于相对历史地位，涨到一枚10w USD问题不大。以太坊在今年三月份有上海升级，彻底转POS以后目标价1w USD。莱特币距离下次减半还剩半年时间。

匿名用户 发表于 2023-01-12 06:31:08
可以all in虚拟币搏一把。比特币处于相对历史地位，涨到一枚10w USD问题不大。以太坊在今年三月份有上海升级，彻底转POS以后目标价1w USD。莱特币距离下次减半还剩半年时间。

低在哪，不就只比21年巅峰时期低了吗，现在价位是仅次于21年事的第二高位

匿名用户 发表于 2023-01-12 06:54:20
低在哪，不就只比21年巅峰时期低了吗，现在价位是仅次于21年事的第二高位

相对低位啊。跟上个减半周期的低价相比意义不大，那个机会已经永远过去了，现在需要看的是下一次减半了。

匿名用户 发表于 2023-1-12 08:31
可以all in虚拟币搏一把。比特币处于相对历史地位，涨到一枚10w USD问题不大。以太坊在今年三月份有上海升 ...

industrial money is gone and likely not coming back too soon, skeptical of how relevant the upgrades would really be. Price is still mainly driven by speculation and the hype is not there atm with this macro env.

匿名用户 发表于 2023-01-12 07:09:26
industrial money is gone and likely not coming back too soon, skeptical of how relevant the upgrades

Institutional money did you mean? They were gone so the current price is considered to be at a relatively low spot. You cannot tell when they would come back but they would sooner or later. Shanghai upgrade can be a big boost in both ways. It would drastically lower the transaction fee and it would allow withdrawal of staked ETH, easing institutional investors’ concern over profiting by staking.

匿名用户 发表于 2023-1-12 09:31
可以all in虚拟币搏一把。比特币处于相对历史地位，涨到一枚10w USD问题不大。以太坊在今年三月份有上海升 ...

我没那个胆量。all in 虚拟货币感觉变数太大，不过谢谢你回复

Treasury bonds

匿名用户 发表于 2023-01-12 07:27:04
Institutional money did you mean? They were gone so the current price is considered to be at a relat

Yeah typo sorry. What makes you sure they’ll be back given how bad they got burned this time around (black rock for example)? The hedge thing last time around didn’t play out well here not sure what the next pitch would be