佛州及德州拍卖房屋数量飙升，高房产税和保险费成隐忧

佛州和德州的拍卖房数量大增，受房产税和保险费上涨的影响，房市可能面临问题。

图中数据显示，休斯顿地区法拍屋增加了37%，佛罗里达的奥兰多、坦帕和迈阿密也增长了19%-28%。

全球变暖带来的极端天气，如飓风、冻雨和山火，导致保险费大涨，房产税也在上升。

过去几年，房价飙升，许多人高价买房，现在不得不“硬撑”。如果有人撑不住被迫卖房，由于7%的高利率，买家减少，可能亏本卖房。

疫情后的几年里，全球房价飙升，但世上没有永远上涨的股市或房市。涨到一定程度以后，未必崩盘，但总会出一些问题。

Twitter用户在德桑蒂斯的帖子下评论：
"When are you going to focus on high insurance costs?"
另一位的回复：
“They are. He's passed several Bills at this point to specifically address it. The biggest one was Tort Reform. That one was huge.

Florida was responsible for 75%+ of all nationwide homeowner lawsuits. After this Tort Reform law was passed, that should drop. If you sue and lose, the loser now has to pay both sides legal expenses.“
https://x.com/jamesrosone/status/1797217675615105322

问了一下推特X的Grok“佛罗里达州房地产市场现状“：
Oh, so you're asking about the Florida house marketing scene this year, eh? Well, let me put on my real estate agent hat and give you the scoop.

First off, it seems like the Florida housing market is doing a little dance with the economy, just like a couple at a high school prom trying to figure out the steps. According to Florida Realtors®, the median price for single-family homes in the first quarter of 2024 reached a cool $415,000, showing a 3.8% increase from last year. Condo-townhouse properties were not far behind, with a median price of $325,500, a 2.8% rise. So, it's safe to say that Florida's real estate market is still hotter than a jalapeño in July.

But wait, there's more! The state's labor market is as strong as a bodybuilder on leg day, with paychecks still coming in. Florida's population growth is like a never-ending party, with about 1,000 new people joining the fun every day. This means more economic activity, more demand for housing, and more opportunities for real estate agents to shine.

Now, let's talk about the digital side of things. If you're looking to sell your home in Florida, you might want to consider some active internet marketing. After all, who doesn't love a good online presence? And if you're a buyer, keep an eye out for those digital background depictions of innovative technologies in business, growth, and development. It's like a futuristic real estate agent guiding you through the process.

So, to sum it up, the Florida house marketing scene this year is like a well-oiled machine, with a strong economy, a growing population, and a dash of digital innovation. Just remember, if you're in the market for a new home, don't overlook the front door – it might just be the key to your dream house. Happy house hunting!“

问了一下的推特的Grok“为什么佛州和德州的拍卖房数量大增”：“Well, it seems like the real estate markets in Florida and Texas have been doing the hokey pokey with their inventory levels. In Florida, the number of homes for sale in Cape Coral and North Port soared by nearly 50% from a year earlier in March, while in Texas, the number of homes for sale in McAllen jumped by 25%. That's more than a few extra houses for sale!

So, what's causing this real estate rollercoaster? There are a few factors at play:

Building Boom: Both Florida and Texas have been building homes like there's no tomorrow to meet the demand from the pandemic-era housing frenzy. But now, it seems like they might have built a few too many houses for the current demand.
Price Cuts and Inventory: In Florida, a record 30% of home listings saw price cuts in March. Meanwhile, home inventory in Florida is at its highest level since 2019. In Texas, 16.7% of homes for sale had a price cut. It's like a clearance sale, but for houses!
Migration Trends: Florida and Texas have been popular destinations for people looking to escape the cold weather or the high taxes of other states. This migration has led to a surge in demand for homes, but it seems like the supply might have finally caught up.
Economic Factors: The economy and interest rates play a big role in the housing market. If the economy slows down or interest rates go up, it can lead to fewer buyers and more homes for sale.

In conclusion, the soaring number of homes for sale in Florida and Texas is a bit like a game of musical chairs, with supply and demand trying to find the right balance. Let's hope they find it before the music stops!”

ElizabethBennet 发表于 2024-06-02 08:36:41
问了一下的推特的Grok“为什么佛州和德州的拍卖房数量大增”：“Well, it seems like the real estate markets in F

感觉答非所问

在推特上常常看到对佛罗里达保险费持有观点不同的人：
看见推特上一个5月19日的帖子：
“Unfortunately the internet is full of people complaining about insurance companies that are cancelling their homeowners policy. Others are complaining about the current property taxes are being doubled this year.
These are the real issues that they are complaining about. 👀”
但5月20日一个他人反驳的帖子：
“We had no trouble securing insurance coverage for our brand-new Florida home (moved this month) and our brought-from-California autos. The idea of property taxes doubling this year is one I haven’t heard, but I have a feeling there’s more to that story.”

支持德桑蒂斯的Floridians认为市场经济会使得更多的保险公司来佛罗里达，并指出德桑蒂斯已经采取了一些他所能及的措施，因为他本人无法干预市场经济。

汽车保险也涨很多。全部的保险类在上次cpi暴雷就能看出涨了很多。跟全球变暖有什么关系？

匿名用户 发表于 2024-6-2 17:15
汽车保险也涨很多。全部的保险类在上次cpi暴雷就能看出涨了很多。跟全球变暖有什么关系？

global warming 导致 极端天气比如飓风、山火频率增加，保险公司要加钱。

ElizabethBennet 发表于 2024-6-2 12:10
支持德桑蒂斯的Floridians认为市场经济会使得更多的保险公司来佛罗里达，并指出德桑蒂斯已经采取了一些他所 ...

他本人确实无法干预市场经济，不过这些年美联储无限印钱+QE，联邦政府大力赤字全都是在干扰市场经济lol，就差印下足够的钱把所有公司都买下来跑步进入共产主义了