存401K

ryd994 发表于 2019-12-25 02:49
可以。所以高州税州一般建议交pretax
低州税州交pretax还是Roth可以再考虑。我会两种混着交。

感觉很少有人提及这个问题。对于加州和纽约，感觉应该无脑交pretax，避免相当数量的state和city tax。如果交完federal+state+city，再扔到Roth，总感觉哪里怪怪的。赶退休时，搬到Seattle，岂不妙哉。。

龙的传人 发表于 2019-12-25 03:11
感觉很少有人提及这个问题。对于加州和纽约，感觉应该无脑交pretax，避免相当数量的state和city tax。如 ...

“赶退休时，搬到Seattle，岂不妙哉”
naive了！华州主要税收是消费税，你搬到西雅图不行，最好是Vancouver WA（不是加拿大）在华州取钱，去俄勒冈shopping

ryd994 发表于 2019-12-25 03:39
“赶退休时，搬到Seattle，岂不妙哉”
naive了！华州主要税收是消费税，你搬到西雅图不行，最好是Vancou ...

是说同样的东西在Seattle买的消费税要比其他州的贵不少？

龙的传人 发表于 2019-12-25 06:10
是说同样的东西在Seattle买的消费税要比其他州的贵不少？

The minimum combined 2020 sales tax rate for Seattle, Washington is 10.1%. This is the total of state, county and city sales tax rates. The Washington sales tax rate is currently 6.5%. The King County sales tax rate is 0%.

The minimum combined 2020 sales tax rate for San Francisco, California is 8.5%. This is the total of state, county and city sales tax rates. The California sales tax rate is currently 6%. The San Francisco County sales tax rate is 0.25%.

The minimum combined 2020 sales tax rate for Portland, Oregon is 0%. This is the total of state, county and city sales tax rates. The Oregon sales tax rate is currently 0%. The Clackamas County sales tax rate is 0%.

https://www.avalara.com/taxrates/en/state-rates.html