Robinhood支持Nonresident Alien开户吗？

想问下地里，有人知道Robinhood理论上支持Nonresident Alien (NRA)开户吗？我自己研究了一下得出的结论感觉是不能。看了下Robinhood的说明：

To apply for a Robinhood account, you’ll need to meet the following requirements:

• Be 18 years or older;
• Have a valid Social Security Number (not a Taxpayer Identification Number);
• Have a legal U.S. residential address within the 50 states or Puerto Rico (we may make exceptions for active U.S. military personnel stationed abroad); and
• Be a U.S. citizen, U.S. permanent resident, or have a valid U.S. visa*.
  

*Option not available for citizens of Office of Foreign Assets Control (OFAC) countries, Financial Action Task Force (FATF) identified high-risk and non-cooperative jurisdictions, and other high-risk jurisdictions, designated at the sole discretion of Robinhood. Citizens of these countries must provide copies of a valid U.S. passport or Permanent Resident Card.

但是我查到Reddit上有人也问了此问题，说在注册时候会acknowledge下面这段话：

W-9 CERTIFICATE Under penalties of perjury, I certify that: (1) the number shown on this form is My correct taxpayer identification number (or I am waiting for a number to be issued to Me), and (2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified Me that I am no longer subject to backup withholding, and (3) I am a U.S. citizen or other U.S. person (defined below).

Definition of a U.S. person. For federal tax return purposes, I am considered a U.S. person if I am: An individual who is a U.S. citizen or U.S. resident alien, a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States, an estate (other than a foreign estate), or a domestic trust (as defined in Regulations section 301.7701-7).

这里面最后一段话 (3) I am a U.S. citizen or other U.S. person. 表明NRA是不符合注册规定的，所以我的理解是NRA按照规定是不可以使用Robinhood的。

Reddit原帖链接： https://www.reddit.com/r/RobinHo ... d_for_nonresidents/


希望地里有懂得美国税务规定的朋友们可以帮忙解答一下，非常感谢！

理论上是不行的，最近也研究了这个问题。
明确说了支持nra的我知道的有td， Charles swb， webull。 td需要邮寄材料，Charles有25k的门槛， webull好像需要中国ip。
当然理论上你保税如果用nra的税表，应该不会有什么问题，就是不知道不支持nra的券商寄过来的税表和nra的税表有没有不一样了

maojingshuashua 发表于 2020-10-16 14:21
楼主难道不是应该关心哪些股票赚钱么？能赚到钱这些都不是事

顺带求大米

哈哈，以后有申请绿卡的打算，只是不希望到时候背景审查时候发现当年报税出现问题影响申请。

badger1995 发表于 2021-1-29 12:30
理论上是不行的，最近也研究了这个问题。
明确说了支持nra的我知道的有td， Charles swb， webull。 td需 ...

嗯嗯，所以我已经放弃了Robinhood改用TD了哈哈。

支持的吧？我反正开了

loppm 发表于 2020-10-16 11:06
支持的吧？我反正开了

但据我了解，如果你不主动提交W8BEN form的话，Robinhood会默认把你当作U.S. person处理.

我问过我的CPA，他说虽然理论上不行，但是无所谓

happyPenguin 发表于 2020-10-16 11:38
我问过我的CPA，他说虽然理论上不行，但是无所谓

请问CPA是啥呀？

dragonyhj 发表于 2020-10-15 21:24:47
请问CPA是啥呀？

帮着报税的account之类的吧

brenda2233 发表于 2020-10-16 12:37
帮着报税的account之类的吧

哦哦我知道了！Certified Public Accountant.