尼玛，湾区又最贵。。。

http://blog.sfgate.com/pender/20 ... ay-area/#19086101=0


HSH.com looked at how much income you needto buy a median-priced home in 25 of the country’s largest metro areas and not surprisingly, the San Francisco Bay Area came out on top.
To cover principal and interest alone on a median-priced home in the greater Bay Area ($682,410), you would need $115,510 in annual income. The monthly payment would be $2,695.23. To also cover taxes and insurance, you would need more, but the study did not factor those in because they vary widely by city.
The study used the average mortgage rate in each metro area. It took median home prices from National Association of Realtors data for the fourth quarter. It subtracted a 20 percent down payment from the median home price and assumed the buyers would spend 28 percent of gross income on monthly principal and interest payments. That is the maximum “front end ratio” Fannie Mae and Freddie Mac usually accept on loans they guarantee. If you also include taxes, insurance and payments on other debt, Fannie and Freddie generally will go up to 36 percent of income.
“There is no doubt that your income will need to be much higher, possibly even double or triple this level, to cover the needed taxes, insurances and other expenses to live in the home, plus the down payment and any other debts you might have. Since those are highly variable, down to even the individual property level and personal choice, there is no adequate way to factor for them,” HSH says.
The only thing about the study that surprised HSH Vice President Keith Gumbinger is that the median price in the Bay Area fell 3.2 percent（这算什么。。。） from the third to the fourth quarter (although it was up 15 percent on a year-over-year basis). That means the average income needed to buy a home in the Bay Area fell by $9,562 from the third to the fourth quarter.
The Bay Area includes the San Francisco, San Jose and Oakland metro areas. Detroit and Pittsburgh were not included in the report because they do not report home prices to the Realtors association, Gumbinger says.
Here is the full list of income needed to buy a home in 25 metro areas in the fourth quarter, from most to least affordable:
1. Cleveland: $19,435.17
2. Cincinnati: $22,226.95
3. St. Louis: $22,397.54
4. Atlanta: $24,390.94
5. Tampa: $24,650.88
6. Orlando: $28,298.47
7. San Antonio: $29,305.47
8. Dallas: $29,751.24
9. Houston: $31,298.99
10. Chicago: $32,388.90
11. Phoenix: $32,811.94
12. Minneapolis: $33,800.09
13. Philadelphia: $36,836.47
14. Baltimore: $41,155.40
15. Sacramento: $42,832.20
16. Miami: $43,918.66
17. Portland, Ore.: $45,872.78
18. Denver: $48,122.72
19. Seattle: $59,129.86
20. Washington, D.C.: $62,809.63
21. Boston: $63,673.13
22. New York City: $66,167.27
23. Los Angeles: $72,126.90
24. San Diego: $81,570.40
25. San Francisco: $115,510.06
Despite its high prices, San Francisco ranked high on a list of America’s top cities of 2013 by Movoto. Check out their top 10 below.


毛主席教导我们说，知识青年到农村去

很好奇，花街GFS怎么没爆掉跟码农WSN。。。

wait。。。我刚刚刷了一下comments：
I just bought a house in Vallejo and couldn't be happier.  Yes, there are bad parts of Vallejo, just like any other city.  But there are also beautiful old neighborhoods with houses from the 2-'s and 30's（什么意思啊？） in the $300,000 range.  The schools are not very good, so if you have kids, Vallejo isn't the best idea.  But if you're single or married without children (or any combination thereof), Vallejo is a nice city.  It's a 45 minute ferry ride to SF.  You can get to Tahoe for a day of skiiing easily.  It's an easy commute to Berkeley and Oakland and a quick 30 minute ride to Marin.

好像前段时间F和G都提供ferry给员工了吧。。。

湾区唯一吸引我的就是UC Berkeley。城市里最爱Chicago

camio 发表于 2014-2-19 18:02
湾区唯一吸引我的就是UC Berkeley。城市里最爱Chicago

for me， the sunshine and chinese food are the most attractive....

camio 发表于 2014-2-19 18:02
湾区唯一吸引我的就是UC Berkeley。城市里最爱Chicago

为何爱Chicago？
整天听在UIC的师兄抱怨天气冷、治安差。。

EroicaCMCS 发表于 2014-2-19 20:27
为何爱Chicago？
整天听在UIC的师兄抱怨天气冷、治安差。。

蛮喜欢U Chicago的校园的。。只求Chicago给我发了offer。。。再危险我也不害怕

EroicaCMCS 发表于 2014-2-19 20:27
为何爱Chicago？
整天听在UIC的师兄抱怨天气冷、治安差。。

喜欢那儿的建筑和博物馆。秋天景色也很赞。密西根湖边一走，太爽了。还有navy pier... 很多年前的事情了

数字媒体技术 发表于 2014-2-19 19:44
for me， the sunshine and chinese food are the most attractive....

me too....我很贪心的。。。

数字媒体技术 发表于 2014-2-19 19:44
for me， the sunshine and chinese food are the most attractive....

芝加哥中国城N多好餐馆。老四川就很赞

DreamBoy 发表于 2014-2-19 20:42
蛮喜欢U Chicago的校园的。。只求Chicago给我发了offer。。。再危险我也不害怕

如果，芝大和UW都offer了你，你何去何从，哈哈

camio 发表于 2014-2-19 20:55
如果，芝大和UW都offer了你，你何去何从，哈哈

我要有这么幸福我做梦都笑醒了~~