真诚提问 为什么有人要用Marcus

匿名用户 发表于 2023-1-23 15:31
我个人用marcus好几年了，倒是从来没有碰到取款不便的事，甚至12点之前发起的转账当天就能到账，当然绝对不 ...

没有要踩谁的意思 不对比也分不清好坏嘛毕竟 robinhood的会员也有其他作用 比如转入转出更快捷 这不某种程度上拯救了marcus取不出钱的那些人 我在考虑marcus 所以才问一问

williewiz81 发表于 2023-1-23 14:55
在Robinhood上班 急了？

层主很幽默 请继续

fluker 发表于 2023-1-23 12:21
病毒式营销，中国互联网溢出的糟粕。堪比拼XX的砍一刀。

。。。一个美国投行下面的储蓄业务 要中国互联网来背锅 全球变暖因为中国人吃肉蛋奶了呗？

sabre80 发表于 2023-1-23 12:44
怎么买treasury bill啊？主要很多人不懂投资。

直接去treasurydirect注册账号，网站设计非常straightforward，要不然大爷大妈们怎么用

匿名用户 发表于 2023-1-23 13:21
吹robinhood和marcus的性质是一样的，讲道理现在4+的money market多了去了，谁会去付个月费拿4%。。。

麻烦层主推荐几个4+的活期给我们了解一下行不

匿名用户 发表于 2023-1-23 13:02
麻烦层主推荐几个4+的活期给我们了解一下行不

各大券商搜索最高的money market funds就行

robinhood在可选项中都不能排上号。名声也很差。查查gme那事的时候它家怎么操作的。
online savings的防fraud锁号和垃圾客服问题是通用的，不止适用于marcus。单纯讨论哪家的好没什么意义。想避开垃圾call center就找有physical branch的。以及很多人平日里就不怎么跟银行打交道的，各种概念混淆。
savings和CD/美债比多了liquidity。
如果是想知道还有什么别的保持流通性的选项，可以考虑各大券商的money market mutual fund。比如Fidelity的SPRXX 4.1%, 或者初始资金要求高点（10w）的FZDXX 4.3%.

匿名用户 发表于 2023-1-23 16:05
robinhood在可选项中都不能排上号。名声也很差。查查gme那事的时候它家怎么操作的。
online savings的防fr ...

我记得rbh当时是不让交易 没有不让存取钱吧 的确很cao蛋了 当时我的option也没出掉 感谢分享fund名字 这就去看看

s961206 发表于 2023-01-23 11:29:59
哪來的4.4活期？看到saving account也才3.3%

refer不是加1%吗，发发对象朋友就好了

为什么没有人提到联储局在调查 Marcus？现在它被怀疑管理不善、不合规，表现出来的问题是客服和 fraud detection 上的无能

The Fed is looking into whether Goldman has exercised appropriate oversight over Marcus and whether it has management or governance problems, according to people familiar with the matter. The regulator is also examining what happened in instances of customer harm, including whether issues were flagged internally and, if they were, whether they were properly resolved, they said.

The probe encompasses Goldman’s compliance functions, as well as audit and legal, some of the people said.

...

Banks have to operate elaborate systems that watch and protect both the bank and its customers. By law, it has to know who its customers are, and what they are doing with their accounts, and monitor for suspicious activity. Regulators also want to see effective customer service and fraud protection as evidence of good management.

https://www.wsj.com/articles/fed ... usiness-11674232252