Discover's Recovery Strategy & Analytics area offers a broad work exposure touching aspects of analytics, strategy, operations units, recovery production, data management and reporting. We are seeking a highly-motivated individual to play a key role in developing and implementing recovery/collections strategies. The role offers a perfect environment for the candidate to apply analytical and interpersonal skills in a creative manner while also providing extensive opportunities to further develop a broad range of Collections Management capabilities within a large scale credit card issuer.
Responsibilities.
Developing, implementing and tracking of recovery strategies. Identifying opportunities to modify and refine strategies, recovery processes and operations to maximize recovery and improve efficiency tradeoffs.
Keeping business partners and functional management apprised of strategy performance and impacts to key business drivers. Providing ad hoc analytical support to business partners and management team.. 1point 3acres
Designing and conducting analyses projects in support of new recovery initiatives, framework and forecasting. Understanding relationships between customer behaviors, policy levers and overall portfolio risk performance. Preparing and delivering presentations related to recommendations and strategies to business partners and management team.
Establishes effective production and strategy performance tracking. Ensures strategies are performing as expected and implements policy changes in a timely manner.
Communicates with operations and systems teams to ensure strategies and tests are being utilized appropriately.
Develops and implements strategies that improve operation efficiency and mitigates losses.
Develops and implements strategies that rehabilitate defaulted loans and improve operational efficiency.
Identifies risks and implements strategies within servicing system limitations.
Develops and evaluates loss and recovery forecast models.
Requirements:. From 1point 3acres bbs
Master's Degree in Statistics, Mathematics, Economics, or related field
2+ years of experience managing analytics projects
In lieu of a degree, 1+ years of experience as Financial Analyst, or related field
Experience in credit card/payments industry
SAS and SQL programming skills, text mining and Big Data analytics, preferably in both UNIX and PC environments. Proficient in using Microsoft Office.
Demonstrated ability in application of commonly used statistical techniques (i.e. regression, decision trees, clustering, etc.).-baidu 1point3acres
Strong analytical background, knowledge of statistical modeling and forecasting, preferably with consumer-credit loans.
Background in Business Intelligence tools (Tableau), and experience working with unstructured data
Excellent communication, presentation, project management, and thought leadership skills. ----