如果在两个公司买了两份保险.....

请教大家，如果在两个公司买了两份保险
比如我想牙齿矫正，如果两边写的各cover 50%，这样能两边都报吗，相当于全部cover？
不是很懂美国医疗，感谢回复，一定甲米！

不是的、两份保险会很惨、两个公司扯皮估计total50%都🈚️

marxian11 发表于 2023-3-10 12:12
不是的、两份保险会很惨、两个公司扯皮估计total50%都🈚️

啊这样吗，我记得学生时候不是可以直接现场扣除不用付款吗？好像买眼镜也是。谢谢

同问，如果在暑假实习的时候，公司买了一份，学校也有一份，怎么处理？

牙医那边可以看到有两份保险，会分别向两家保险公司提交Cover。自己不用管。

musiclover 发表于 2023-3-10 13:39
牙医那边可以看到有两份保险，会分别向两家保险公司提交Cover。自己不用管。

那么请问，会相当于两边都 cover 50%吗，还是前面说的扯皮。谢谢！

楼主可以搜下dual dental coverage

“Having dual coverage doesn't double your benefits, but you might pay less for dental procedures than if you were covered under just one plan because treatment costs may be shared between your two carriers up to 100%.1  All dental plans will have contractual language to determine how coordination of benefits (COB) will be handled between the two plans and how it could impact your out-of-pocket costs. Because state laws and regulations play a substantial role in determining how insurance benefit coordination occurs, there may be variations in how they work in your state, so it is best to check with your insurers to find out exactly how COB works for you.“

Chen-Xiaofei 发表于 2023-3-11 09:18
楼主可以搜下dual dental coverage

“Having dual coverage doesn't double your benefits, but you might ...

感谢，那我找时间核实一下，平时不生病，主要是想矫正牙齿，谢谢！

我买三份保险就能赚50%喔耶