简单写一下怎么买treasury bill

zhouxuncheng 发表于 2022-10-3 13:10
感谢楼主，想请教一下Fidelity里这个Ask Quantity(min) - 25000(1000)是什么意思呢？最少要买1000手吗？

这个是auction，不是new issue, 这个单位是张，Ask Quantity(min) - 25000(1000)就是说卖家有25000 张待售，1000张起卖，

如果fidelity倒了（虽然不可能），通过fidelity买的treasury bill还能全额赔付么，还是也只能赔25万保险额？

ECE2016 发表于 2022-10-05 10:59:14
如果fidelity倒了（虽然不可能），通过fidelity买的treasury bill还能全额赔付么，还是也只能赔25万保险额？

Treasury securities include Treasury bills (T-bills), notes and bonds. T-bills are commonly purchased through a financial institution.
Customers who purchase T-bills at banks that later fail become concerned because they think their actual Treasury securities were kept at the failed bank. In fact, in most cases banks purchase T-bills via book entry, meaning that there is an accounting entry maintained electronically on the records of the Treasury Department; no engraved certificates are issued. Treasury securities belong to the customer; the bank is merely acting as custodian.
Customers who hold Treasury securities purchased through a bank that later fails can request a document from the acquiring bank (or from the FDIC if there is no acquirer) showing proof of ownership and redeem the security at the nearest Federal Reserve Bank. Or, customers can wait for the security to reach its maturity date and receive a check from the acquiring institution, which may automatically become the new custodian of the failed bank's T-bill customer list (or from the FDIC acting as receiver for the failed bank when there is no acquirer).
Even though Treasury securities are not covered by federal deposit insurance, payments of interest and principal (including redemption proceeds) on those securities that are deposited to an investor's deposit account at an insured depository institution ARE covered by FDIC insurance up to the $250,000 limit. And even though there is no federal insurance on Treasury securities, they are backed by the full faith and credit of the United States Government - the strongest guarantee you can get.

请问楼主 收益算是capital gain还是interest？interest应该是走income报税吧？

litJordan 发表于 2022-09-19 23:25:01
债券小白想问：hold to maturity的话你的本金和利息会一起还给你是吗？

好久没登陆了. 你买的时候付的钱是按discount 买的。到期后退给你票面价值。比方说你买一年的bill，discount 是4%。100块钱一开始你被扣掉96块钱。一年到期后还给你100. 可以去买1k 试试。这个零风险.

匿名用户 发表于 2022-10-13 09:40:50
请问楼主 收益算是capital gain还是interest？interest应该是走income报税吧？

regular income, not capital gains

Mark学习 谢谢

谢谢分享 学习一下

4x4 发表于 2022-10-14 09:40:21
regular income, not capital gains

如果在到期前卖了的话收益是按interest income算还是按capital gain算？

🐎zisjuzishuzishu