关于senior level以上的理财

理财有好多形式，可以买mutual fund ，stock, 好像还有etf? 总之是投资股票相关的。你有fidelity账号吧？有401k 的一般都有fidelity. 上面可以买mutual funds，也可以买stock. wealthfront, vanguard, betterment上面可以投资。wealthfront 用app ，好像前10,000免管理费, 自己放钱进去炒就行，他们给管理着。robinhood app 上可以炒股，很方便。 vanduard, betterment 好像也有app? 你可以网上搜搜看哪个mutual funds 可靠，好像一般买盘大的？如果钱干放在银行，贬值太快，搞投资吧。
不过投资房产也是一种比较好的投资，location 最重要，过去几年美国好一点区的房产都涨了一倍。

CTA is in high risk now, which mutual fund are loving it, which push the index go high.
Personal suggestion, be careful now.

mutua fund不是收费高么，如果不急着近几年用钱不如找个管理费最便宜的，买个stock index的ETF什么的放在那，再说感觉马上下一个recession就快了，趁着价格低的时候买了放一边就好了

t__c___ 发表于 2018-2-14 02:19
CTA is in high risk now, which mutual fund are loving it, which push the index go high.
Personal su ...

I second this. Rule number one is don't lose money, and rule number two is don't forget rule number one. Being more cautious and careful is crucial in this volatile and risky market.

I personally would not go near CTA because of the risks they are taking to juice out the returns. I wouldn't touch mutual funds either because of the fees and returns that closely mirror ETFs and market indices. If LZ definitely wants to be exposed to the stock markets now, I'd recommend buying low fee index ETFs (like Vanguard Total World ETF or any large market index ETFs) slowly over time (instead of going all at all time high right now).

nokolu5120 发表于 2018-5-22 02:28
mutua fund不是收费高么，如果不急着近几年用钱不如找个管理费最便宜的，买个stock index的ETF什么的放在那 ...

這位說的非常好！

同推荐boggle heads

kod 发表于 2017-7-17 08:47
其实这个收入的理财，就是老老实实存钱， 然后买点low fee 的稳定fund 一年有个2，3%就不不错了。
还有就 ...

顶，大佬！！      

理財還看level?