湾区贷款1.2M - 1.5M的利率大概是多少

楼主准备最近看看自住房，疫情前拿到WellsFargo 7 ARM的利率是2.675%，这周末拿到的Wells Fargo 30 yr fixed是3.25%，贷款额在1.2 - 1.5M之间，觉得汇率略高，现在多少汇率算好汇率？谢谢！

Soybeanny 发表于 2020-9-2 02:48
求问为什么不愿意做30 year fixed?

I do not know neither, but I guess they (banks) cannot earn much because the rate is very low now.

jinghuayuan 发表于 2020-9-1 09:03
this is good enough. I know lots of banks do not want to do 30 years fixed

求问为什么不愿意做30 year fixed?

xiaolongbaobao 发表于 2020-9-1 06:25
多一个dp, 30 years fixed 3%.

this is good enough. I know lots of banks do not want to do 30 years fixed

贷款这么多好厉害！

我agent给的30fixed 3.0。不过利率每天变，不知道未来多少。

多一个dp, 30 years fixed 3%.

SFH Experian Mortgage 那个项目信用分高过740能有 2.75%，Condomium 2.875%， 3.0% 算是 average。（都是 fixed 30 yrs)

我的还没close，30 fix应该在2.75这样， with Chase private bank discount

最近拿到的well fargo 7 ARM 是 2.5%。 存250K可以再减0.125%

NY jumbo wells fargo 30 fix 3.0，我一直后悔自己由于waive loan contingency想快点做loan没有shop around，我觉得我利率可能高了，看了楼上觉得也许没亏特别多？
- W. 0.25 pt, I actually don't care about paying 0.25% more

猴子0523 发表于 2020-9-1 08:28
最近拿到的well fargo 7 ARM 是 2.5%。 存250K可以再减0.125%

请问agent的联系方式？谢谢！