[2023-03-12]更新- SVB硅谷银行暴雷后续时间线

截至目前美国银行unrealized的损失超过6200亿美元
SVB collapse highlights $620 billion hole lurking in banks’ balance sheets

US banks have roughly $620bn of unrealised losses. Their overall equity is $2.2tn. That is 28% of equity & includes banks like JPM or Citi where the ratio is much lower. For many smaller banks the ratio is close to 50%. So if a run were to occur they will be near dead like SVB!


目前来看今年截至目前暴雷规模和08年的对比

FDIC给硅谷银行员工45天时间，45天后完成裁员。硅谷银行目前全球范围有8500员工。
FDIC to Silicon Valley Bank workers. We’ll give you a 50% raise or double-time OT, but you’ll lose your job in 45 days


Only 2.7% of Silicon Valley Bank deposits are less than $250,000.
Meaning, 97.3% aren't FDIC insured.
所以FDIC那个25万保险基本没啥用。

（小插曲：The last time the FDIC increased the deposit insurance limit from $100,000 to $250,000 was in 2008 during the last major financial crisis.）

硅谷银行对科技创业公司的影响：
Nearly half of all US venture capital-backed startups were involved with Silicon Valley Bank
How Silicon Valley Bank Served the Tech Industry and Beyond


已知的一些公司可能造成的损失:
Companies that have disclosed exposure with Silicon Valley Bank:


- Circle: $3.3 billion
- Roku: $487 million
- BlockFi: $227 million
- Roblox: $150 million
- Ginkgo Bio: $74 million
- IRhythm: $55 million
- RocketLab: $38 million
- SangamoTherapeutics: $34 million
- LendingClub: $21 million
- Payoneer: $20 million

Etsy has delayed payments to its creators due to the Silicon Valley Bank collapse.
Etsy warns sellers of delay in processing payments due to Silicon Valley Bank collapse



耶伦说美国官方 不会 援救硅谷银行暴雷
Treasury Secretary Janet Yellen says U.S. government won’t bail out Silicon Valley Bank


超过3500个CEO代表超过22万员工上书请愿耶伦寻求财政援助
Tech execs race to save startups from 'extinction' after SVB collapse

By late Saturday, more than 3,500 CEOs and founders representing some 220,000 workers had signed a petition started by Y Combinator appealing directly to U.S. Treasury Secretary Janet Yellen and others to backstop depositors, many of them small businesses who are at risk of failing to pay staff in the next 30 days.

其他相关新闻 First Republic Bank employees fear job losses as bank nears collapse

最后放松一下

补充内容 (2023-03-13 06:31 +8:00):
就在刚刚发生的新闻：Signature Bank shut down by state authority

本来以为就我这么多unrelized loss，没想到银行也这个鸟样

匿名用户 发表于 2023-3-12 20:04
我在想，美国不愧是草莽版的盎格鲁-撒克逊人。
好多事情都非常非常草莽。

政府议员打得越狠。百姓越好。议员很和和气气的，如某国全票当选。百姓的苦日子就来了。

大空头刚刚发话了，2000，2008，2023都是一个德性。

感谢楼主分享 非常有用的信息

今年才刚开始就这样了，让人堪忧

匿名用户 发表于 2023-3-12 11:50
今年才刚开始就这样了，让人堪忧

过去一周银行ETF跌幅状况也可以比肩08年水平了

总以为最坏的时候已经过去，殊不知更坏的时候还没到来…

匿名用户 发表于 2023-3-12 12:01
总以为最坏的时候已经过去，殊不知更坏的时候还没到来…

往往就是这样，当所有人警惕时，最坏的就是不来。当所有人放松警惕时，最坏的就不经意间来了。

所以这个暴雷对经济有什么影响？

Jo1nn47 发表于 2023-3-12 12:06
所以这个暴雷对经济有什么影响？

不知道啊，连鲍威尔都犯难到底还敢不敢加息了，谁都不知道后面会不会爆更严重的。

匿名用户 发表于 2023-3-12 14:09
不知道啊，连鲍威尔都犯难到底还敢不敢加息了，谁都不知道后面会不会爆更严重的。

估计更大的雷已经在路上了

好像還不到這4年的總大放水量？

Ray是現在多家銀行都抱的當紅炸子雞了