约翰·威廉姆斯表示，硅谷银行倒闭后，没有明显的迹象表明经济出现信贷紧缩

“We haven't seen any clear signs yet of credit conditions tightening," Williams said, during a meeting with students at New York University.                                         There have been periods in the past where banks have hunkered down and it has affected spending and employment, he said.                                                           The Fed doesn't know if this will happen or how big the effect will be, and it will continue to monitor the data, he said.                                                                        Figuring out whether credit tightening can be a substitute for Fed interest-rate hikes is not a simple equation, Williams added.                                                                                 https://www.moomoo.com/hans/news/post/21769576/feds-williams-says-there-are-no-clear-signs-of-credit-crunch?src=3&report_type=market&report_id=634196&is_recommendation=0&is_recommend_pos=1&futusource=news_headline_list&skintype=1&main_broker=WwogIDEwMDcKXQ==&level=1&data_ticket=e22d3f2f79717165862338a20b553b1e&utm_medium=futu_niuniu_share&utm_content=web_share&utm_campaign=news&utm_term=21769576

各公司大裁員砍掉開支
大家口袋也都緊了
這兩週各銀行都紛紛推出大搶現金存款的優惠措施
目前需要信貸緊縮嗎？

供需裡面需求方一直在減少，但目前供給方有本錢減少嗎？